OE Travel Blogs would suggest taking some local currency with you for those unexpected emergencies. Having some cash to hand is always a good option, just incase you need a taxi and can't find the closest cash machine etc. We'd advise leaving your bank card behind and get a Prepaid Credit Card. It's a safer way to travel and if your travelling with someone else it helps if you both have a card. You can have 2 cards for the one account, so if one does go walk abouts you can block the lost card and use your spare card to access the money.
When looking at the types of cards, make sure you get a Visa card and not a Mastercard. In some countries (particularly Africa) Mastercard isn't accepted and you'll be walking around searching for machines that do. Also have the cards loaded with the local currency if at all possible, IE: If travelling to Europe then buy the currency in Euro's. This way you won't get hit with the exchange rate if loaded with US dollars for example.
There are many prepaid credit cards around, so make sure you shop around to get the best deal. And read the small print!
If you have any questions please comment below!
By: Nick & Jackie